When another driver ignores the rules of safety on the road and injures someone else we only have one way to help the injured party, money damages. If those who ignore the rules are allowed to get away without paying full compensation then the rules that protect us all are weakened, and we are all less safe as a result.
Insurers today spread the myths and memes they have created to bolster their bottom line. One such myth is the myth of the “sue happy” American. In reality, those who bring lawsuits to enforce the rules and protect public safety are acting in the best interest of the community.